Mike Harney

As Valentine’s Day approaches ❤️ and the Big Game brings friends and family together 🏈, it’s a great time to think about protecting what matters most. From hosting watch parties to celebrating the people you love, life’s moments — big and small — are worth safeguarding.

Here’s why now is the perfect time to review your coverage:

🏈 Hosting a Big Game gathering? Make sure your home insurance has you covered for guests and valuables ❤️ Show your loved ones you care by reviewing life insurance and financial protection 🚗 Heading out for celebrations or game-day errands? Ensure your auto insurance is ready for the road

This season is all about connection and celebration. Don’t leave your coverage up to chance — call us today to review your options and make sure you’re protected for whatever’s ahead. 📞

Here’s why winter is the season to review your coverage:

🚗 Prepare for winter driving by reviewing your auto insurance for potential gaps 🏡 Make sure your home and life insurance reflect any year end updates or new holiday purchases 💼 Give your loved ones the gift of financial protection as the new year approaches

Don’t wait for unexpected surprises this winter — focus on keeping your family safe and protected. Call us today to review your options! 📞

A bit about me:

I’m a graduate of St. Joseph's University with degrees in Business and Criminology. With years of experience in the insurance industry, I review insurance options for individuals, families, and businesses. Recognized as an Ambassador Traveler, Silver Scroll qualifier, and National Multiline Award qualifier, I’m proud to help customers find coverage that fits their needs.

My involvement extends beyond insurance—I’ve served as a member of NAIFA/Delaware County Chamber of Commerce, and former President/Officer of the Ridley Township Business Association. I’m also a committed sponsor of High School & Youth League Sports, supporting local athletes and encouraging community engagement.

Volunteering with individuals with intellectual disabilities has deepened my appreciation for how personalized insurance plans can bring families comfort and security.

Serving Ridley Township, Delaware, Chester, Montgomery, and Philadelphia counties, I offer coverage options including:

🚗 Auto Insurance 🏠 Home Insurance 💙 Life Insurance 🏢 Renters Insurance 🏥 Health Insurance 📊 Small Business Insurance

Reach out by phone, text, or stop by the office for a complimentary quote and coverage review! 📞

Insurance FAQs

• Why should I review my insurance coverage regularly?

  • Life changes like new purchases, growing families, new drivers, or business updates can affect your coverage needs. A regular review helps ensure your policies still align with your current situation and coverage limits.

• How often should I review my insurance policies?

  • It’s recommended to review your coverage once a year or after major life events such as buying a home, getting married, having a child, purchasing a vehicle, or starting a business.

• What does auto insurance typically cover?

  • Auto insurance may help cover vehicle damage, liability for injuries or property damage, and protection against uninsured or underinsured drivers. Coverage options and limits can vary.

• Does home insurance cover everything in my house?

  • Home insurance usually covers the structure of your home and personal belongings. Items like jewelry, collectibles, or electronics may require additional coverage depending on value.

• Why is life insurance important?

  • Life insurance can help provide financial support for your loved ones by assisting with expenses such as education costs, household bills, and everyday living needs.

• Can renters benefit from insurance too?

  • Renters insurance can help cover personal belongings and may offer liability coverage, often at a reasonable cost.

• Do small businesses need insurance?

  • Business insurance can help with property damage, business interruptions, and coverage needs related to day-to-day operations.

• How do I know which coverage is right for me?

  • Coverage needs vary based on lifestyle, family, and financial goals. A coverage review with a licensed agent can help clarify available options.